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Modern Living Room



Our NDIS Loan solutions are designed to assist investors to acquire purpose built SDA compliant property under the National Disability Insurance Scheme. Granite has tailored its lending policy for this class of security. 


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Maximum Loan Amount:

$1,250,000 (Construction)

$1,500,000 (Established)

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Fixed rate option (upon request)

Offset Account available activated after construction

Make additional payments

Purpose Built SDA Compliant Property

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Risk Fees apply

A Repayment Schedule that suits you with Weekly, Fortnightly or Monthly Repayments

Unlimited transactions via internet, Phone, BPay, Debit Card, ATM


  • Australian Citizen or Permanent/ Temporary Resident with corresponding VISA living and working in Australia​

  • PAYG and Self Employed OK- Documented evidence of Income over 2 years

  • Clean Credit- No blemishes, no defaults, no previous bankruptcy

  • Minimum 12 months employment- Casual, Full Time, Part Time, Contract OK

  • Self employed minimum 24 months ABN- Tax returns must show evidence of profit for both Business and individual for the last 2 completed financial years.


  • Annual Fee $295

  • Offset Account Free. Activated after construction

  • Valuation Fee From $2,800 (at cost payable at val)

  • Construction Progress Vals From $980 (based on location, payable at settlement)

  • Construction Admin Fee $750 (payable at settlement)

  • Interest Only Option Included in the first year of construction

  • Exit / Break Fees Nil

  • Discharge Fee $795

  • Construction Risk Fee / Lender Protection Fee From 0.5% varies based on LVR (may contain Lender paid LMI)

  • Legal Fees $550 plus disbursements

Fees and charges subject to change at any time without notice. Please contact your broker for the latest product information.


If you are interested in learning more about our NDIS product, please reach out to your preferred local or online broker.

Don't have a broker? Get in touch via the contact form and we'll put you in touch.

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