top of page

NDIS Loan

Our NDIS Loan solutions are designed to assist investors to construct or acquire purpose built SDA compliant property under the National Disability Insurance Scheme. Granite has tailored its lending policy for this class of security.

Granite - Wireframe - NDIS - Graphic_edited.png

The National Disability Insurance Scheme (NDIS) provides funding for eligible participants to access specifically designed homes, apartments, or shared accommodation with specific disability support features.

​

Our NDIS Loan solutions are designed to assist investors to acquire purpose built SDA compliant property under the National Disability Insurance Scheme. 

Key Features

Eligibility requirements

Fees

  • Purpose built SDA Compliant Property

  • Fixed and variable rate options

  • Offset account & loan splits available

  • Redraw capabilities

  • Flexible repayment options

  • Make additional payments

  • Visa Debit card functionality

  • Online access (desktop and mobile app)

  • Maximum LVR 90%

  • Australian Citizen or Permanent/ Temporary Resident with corresponding VISA living and working in Australia​

​​

  • PAYG and Self Employed OK- Documented evidence of Income over 2 years

​​

  • Clean Credit- No blemishes, no defaults, no previous bankruptcy

​​

  • Minimum 12 months employment- Casual, Full Time, Part Time, Contract OK

​​

  • Self employed minimum 24 months ABN- Tax returns must show evidence of profit for both Business and individual for the last 2 completed financial years.

  • Annual Fee $295

  • Offset Account Free. Activated after construction

  • Valuation Fee From $2,800 (at cost payable at val)

  • Construction Progress Vals From $980 (based on location, payable at settlement)

  • Construction Admin Fee $750 (payable at settlement)

  • Interest Only Option Included in the first year of construction

  • Exit / Break Fees Nil

  • Discharge Fee $795

  • Construction Risk Fee / Lender Protection Fee From 0.5% varies based on LVR (may contain Lender paid LMI)

  • Legal Fees $550 plus disbursements

​

Fees and Charges are indicative and subject to change at any time. Please contact your broker for current rates, fees and charges.

bottom of page