Family Preparing Dinner

PROFESSIONAL PRODUCTS

Granite were with us every step of the way and enabled us to purchase our first (dream) home... Very happy and would recommend them to legal professionals like us who want to buy their first home.

- Mitchell K

ABOUT OUR PRODUCTS

Our professional products are an innovative loan solution that backs professionals to invest in residential property without having to pay LMI or rely on parental support. 

There is no genuine savings required for these loans, no LMI premium payable and no reliance on Mum and Dad- which means you can be in your new home sooner at a minimum cost. 

Our new professional products, have a new unique equity accelarator repayment method, meaning you pay off your loan sooner, without a dramatic increase in monthly repayments.

If you are interested in learning more about our professional products, please reach out to your preferred local or online broker.

Don't have a broker? You can find one by clicking the following link. 

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OCCUPIER90

OCCUPIER95

SERVICER75

INVESTOR90

Our OCCUPIER95 product is an innovative loan solution that backs professionals to own their own home sooner without having to pay LMI or rely on parental support. Also, there are no eligibility requirements such as income caps or property thresholds. 

Our OCCUPIER90 product is an innovative loan solution that backs professionals to own their own home sooner without having to pay LMI or rely on parental support. Also, there are no eligibility requirements such as income caps or property thresholds. 

Our SERVICER75 product is an innovative loan solution for strong credit quality professionals who have non-conventional arrangements with respect to their employment and income.

Coming soon. 

Maximum LVR- 90%

Maximum LVR- 95%

Maximum LVR- 75%

Maximum LVR- 90%

LOAN FEATURES AND BENEFITS

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Owner Occupied

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No Lenders Mortgage Insurance

Accelerated Payments

No Income Requirements

No Property Threshold

No Parental Assistance Needed

A Repayment Schedule that suits you with Weekly, Fortnightly or Monthly Repayments

Fast and Accessible Internet Banking System

ELIGIBILITY REQUIREMENTS

These products are specifically designed for University educated professionals with solid income and good job stability. Applicants must be an Australian Citizen, New Zealand Citizen or Select Permanent Residents, be employed in the same professional industry for three years and have a clear credit history.

We are currently accepting those who specialise in the following fields:

  • Medical & Allied Health

  • Legal Services

  • Accounting, Advisors & Auditors

  • Engineers

  • IT Industry certifications allowed in lieu of University degree

  • Corporate Executives/ High Level Managers 

FEES

  • $1500 non-refundable conditional approval fee

  • We pay the valuation fee up to $1,200,000 for standard Metro residential houses