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PROFESSIONAL PRODUCT

Granite were with us every step of the way and enabled us to purchase our first (dream) home... Very happy and would recommend them to legal professionals like us who want to buy their first home.

- Mitchell K
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ABOUT OUR PRODUCTS

Our professional products are an innovative loan solution that backs professionals to purchase a residential property to live in without having to pay upfront LMI or rely on parental support. 

There is no genuine savings required for these loans, the Lender pays the LMI and no reliance on Mum and Dad- which means you can be in your new home sooner at a minimum cost. 

Our new professional products, have a new unique equity accelerator repayment method, meaning you pay off your loan sooner, without an increase in monthly repayments.

If you are interested in learning more about our professional products, please reach out to your preferred local or online broker.

Don't have a broker? You can find one by clicking the following link. 

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LOAN FEATURES AND BENEFITS

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Owner Occupied

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Lender Paid LMI

Accelerated Payments

No Minimum Income Requirements

No Property Threshold

No Parental Assistance Needed

A Repayment Schedule that suits you with Weekly, Fortnightly or Monthly Repayments

Fast and Accessible Internet Banking System

ELIGIBILITY REQUIREMENTS

These products are specifically designed for University educated professionals with solid income and good job stability. Applicants must be an Australian Citizen, New Zealand Citizen or Select Permanent Residents, be employed in the same professional industry for three years and have a clear credit history.

We are currently accepting those who specialise in the following fields:

  • Medical & Allied Health

  • Legal Services

  • Accounting, Advisors & Auditors

  • Engineers

  • IT (Industry certifications allowed in lieu of University degree)

  • Senior Managers and Executives

FEES

  • Nil Application Fee

  • No Annual Fees

  • Lender Paid LMI

  • Valuation payable - at cost

  • Lenders Legals $550 plus disbursements

Fees and charges subject to change at any time without notice. Please contact your broker for the latest product information.

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