Granite were with us every step of the way and enabled us to purchase our first (dream) home... Very happy and would recommend them to legal professionals like us who want to buy their first home.
- Mitchell K
ABOUT OUR PRODUCTS
Our professional products are an innovative loan solution that backs professionals to invest in residential property without having to pay LMI or rely on parental support.
There is no genuine savings required for these loans, no LMI premium payable and no reliance on Mum and Dad- which means you can be in your new home sooner at a minimum cost.
Our new professional products, have a new unique equity accelarator repayment method, meaning you pay off your loan sooner, without a dramatic increase in monthly repayments.
If you are interested in learning more about our professional products, please reach out to your preferred local or online broker.
Don't have a broker? You can find one by clicking the following link.
Our OCCUPIER95 product is an innovative loan solution that backs professionals to own their own home sooner without having to pay LMI or rely on parental support. Also, there are no eligibility requirements such as income caps or property thresholds.
Our OCCUPIER90 product is an innovative loan solution that backs professionals to own their own home sooner without having to pay LMI or rely on parental support. Also, there are no eligibility requirements such as income caps or property thresholds.
Our SERVICER75 product is an innovative loan solution for strong credit quality professionals who have non-conventional arrangements with respect to their employment and income.
Maximum LVR- 90%
Maximum LVR- 95%
Maximum LVR- 75%
Maximum LVR- 90%
LOAN FEATURES AND BENEFITS
No Lenders Mortgage Insurance
No Income Requirements
No Property Threshold
No Parental Assistance Needed
A Repayment Schedule that suits you with Weekly, Fortnightly or Monthly Repayments
Fast and Accessible Internet Banking System
These products are specifically designed for University educated professionals with solid income and good job stability. Applicants must be an Australian Citizen, New Zealand Citizen or Select Permanent Residents, be employed in the same professional industry for three years and have a clear credit history.
We are currently accepting those who specialise in the following fields:
Medical & Allied Health
Accounting, Advisors & Auditors
IT Industry certifications allowed in lieu of University degree
Corporate Executives/ High Level Managers
Nil Application Fee
No Annual Fees
No LMI or Risk Fees
Valuation payable - at cost
Lenders Legals $550 plus disbursements