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SMSF LENDING

Our loans for SMSF investors offer extremely competitive rates, and full features for those looking to build wealth through investment in high quality properties through their Self Managed Super Fund.
 

MAKING SMSF LENDING SIMPLE

OUR SERVICES SET US APART

Our SMSF Loans are written and used like a normal home loan. What do we mean by that?


We have a simple to complete application form, easy to understand approval letters and offers, and most importantly - easy to use online banking to check your balances, and access your 100% offset account to park extra Fund cash you may have.

Some customers prefer Granite for our "Good old fashioned service". Your SMSF loan is managed by a team based in Sydney, Australia. You have direct access to us via email, or phone and will generally speak to the same managers every time you call.

We get to know you and your overall situation so we can tailor our services just for you.

Say goodbye to crazy 40 minute call centre wait times.

KNOW WHAT YOU'RE GETTING BEFORE YOU JUMP IN 

We understand setting up your SMSF is a time consuming process, that's why we can issue you an indicative offer subject to your fund being setup and complete.


Our indicative offer letters can be issued within 48 hours and will outline fees charges and the list of documents required to finalise your application submission.

FEATURES AND BENEFITS

READY TO GO?

  • Indicative offers within 48 hours

  • Up to 80% LVR Residential and Commercial 

  • Fixed or variable rates available from 3.65%*

  • Loans up to a maximum of $2,000,000*

  • Available for Purchase or Refinance

  • Park extra cash with 100% Offset available

  • Access to your Offset money when you need it, with Free online transfer to your bank SMSF Cash Management Account

  • Payment cycle that suits you with Monthly, Fortnightly or Weekly repayments

  • Greater Flexibility with Direct Debit and Direct Credit Facilities

  • No Net Asset or Liquidity test required


* Interest Rate and Loan Amounts based on LVR.

For a full rate and free indication get in touch with us and we'll put you in contact with your local Granite accredited broker.

FEES

  • Nil Application fee

  • At cost Residential or Commercial valuation fee

  • $770 Lender Documentation Prep and Trust Review fee

  • $395 Annual fee

  • Lender Protection Fee only for high LVR loans above 75%, or NDIS security