Refinance Made Easy with Granite - The rock-solid
choice for brokers.
Simple. Seamless. Smooth.

Why do brokers choose to
Easy Refinance with Granite?
It is in the name. We make refinancing to great rates easy for you and your clients.
With faster turnaround times, great rates and less application documentation, we can help your clients save money quicker.

Simple eligibility criteria- no detailed servicing required.

Assets and liability statement not required.

Cash out available (excludes SMSF).

No servicing buffer applied.

No back-dated audits.
Who qualifies for Easy Refi?
The Granite Easy Refi interest rate and principal and interest repayments should be lower than your client's current interest rate and repayments. Their current loan must have been active for more than 12 months.

SMSF Residential and Commercial Properties

Owner Occupied Home Loans (with cash out options)

Investor Home Loans
(with cash out options)

Commercial Properties
Special Refi Rates Available Now via Simpology V2
Refinance through Simpology V2 and unlock access to exclusive discounted rates.
SMSF Easy Refi Rates
LVR
0% - 70%
70% - 80%
Residential
6.44%
6.54%
Commercial
6.94%
7.04%
Standard Easy Refi
LVR
0% - 70%
70% - 80%
Residential
5.69%
5.79%
Commercial
5.99%
6.09%
Simpology V2
Simpology V2 is our enhanced digital loan platform built with brokers in mind.
A smarter, smoother way to refinance
It helps you:


Submit
applications faster

Reduce back-and-forth admin

Track progress in
real time

Easily manage all your client scenarios from one place
By streamlining the refinance process, Simpology V2 frees up your time so you can focus on what matters, growing your business and helping more clients!
Disclaimers
Terms and conditions & lending criteria apply. Full details of the terms and conditions are available upon application. Refinancing existing loans arranged initially or managed by ColCap Financial Group, Origin MMS or one of its managers or partners is prohibited for this special. This offer only applies to applications submitted before 30 June 2025 through Simpology V2 and settled by 31 July 2025.




Broker Enquiry
Existing Customer Enquiry
service@granitehomeloans.com.au
Level 12, 77 Castlereagh St,
Sydney NSW 2000
© 2025 Granite Home Loans Pty Ltd ABN 27 622 955 524
Australian Credit Licence Number 516104