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Broker Driven
Fueled by Innovation

Find the right loan solution for you

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It has come to our attention that individuals with malicious intent are using the Granite Home Loans business name, ABN, and possibly other details to conduct fraudulent investor scams. It is of the utmost importance that it is understood that these individuals are misrepresenting Granite Home Loans and that these activities are in no way associated with Granite Home Loans. 

Granite Home Loans will never ask you to transfer funds. We will not ask you in an email or SMS to click a link to log in to your account, grant remote access to your computer or device or transfer money to another account.

Please report to Scamwatch if you believe you have been affected by this scam.

The safety and trust of our customers and brokers are paramount. We appreciate your continued vigilance. 

Why Granite?

Granite exclusively distributes products through aggregators and brokers and has a particular focus on delivering innovative and niche loan solutions.

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We continually focus on developing groundbreaking products that revolutionise the mortgage industry.

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We understand the pain points brokers face and have a particular focus on offering personalised service and continuous product training.

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Specialised products

Our specialised niche products cater to the unique needs and demands of the mortgage industry.

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Granite Home Loans won the Best SMSF Lender at the Australian Wealth Management Awards 2024

What sets us apart

Lender Paid LMI

No genuine savings required with the lender paying the LMI (Lenders Mortgage Insurance) - available to a broad range of occupations


Higher rental used for servicing, available up to 90% LVR for purchase, refinance or construction

Non-Resident & Foreign Income

Help your local & overseas ex-pat clients, available up to 85% LVR, with only a 20% shading on exchange rate fluctuations

SMSF Lending

Residential & Commercial loans, no minimum liquidity or asset testing, 100% offset account - freedom to make payments associated with SMSF expenses

Easy Refinance

Helping mortgage prisoners, simplified credit application process, no rate buffer

Standard loans

Competitive rates, packed with features

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Innovate to Elevate: Making a difference through a unique approach

Granite is built for brokers, offering niche and innovative products to Granite-accredited brokers. We believe in making a difference by doing things in a unique and innovative way.

We are part of the ColCap Financial Group. ColCap was established in 2006 and is a major non-bank lender.

Hear why brokers love us

Granite is a great lender to work with. I will utilise them for future investment purchases and highly recommend them to anyone getting the run around from major banks!

An amazing and very welcoming team. They helped me out greatly with their knowledge, expertise and friendliness. Would recommend highly!

With Granite, I have grown in confidence in niche lending and become a known finance specialist around the country with lots of contact and endless opportunities.

Granite in action

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