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SMSF Residential and Commercial Loans

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Our loans for SMSF investors offer extremely competitive rates, and full features for those looking to build wealth through investment in high quality properties through their Self Managed Super Fund.


Making SMSF Lending Simple.

Our SMSF Loans are written and used like a normal home loan. What do we mean by that?
We have a simple to complete application form, easy to understand approval letters and offers, and most importantly - easy to use online banking to check your balances, and access your 100% offset account to park extra Fund cash you may have.


Our Service Sets Us Apart.

Some customers prefer Granite for our "Good old fashioned service". Your SMSF loan is managed by a team based in Sydney, Australia. You have direct access to us via email, or phone and will generally speak to the same managers everytime you call.
We get to know you and your overall situation so we can tailor our services just for you.
Say goodbye to crazy 40 minute call centre wait times.


Know What You're Getting Before You Jump In.

We understand setting up your SMSF is a time consuming process, that's why we can issue you an indicative offer subject to your fund being setup and complete.
Our indicative offer letters can be issued within 48 hours, and will outline fees charges and the list of documents required to finalise your application submission.


Ready to go?

For a full rate and fee indication get in touch with us and we'll put you in contact with your local Granite accredited broker.
Or if you prefer, Click here to download our handy 2 page fact sheet. Learn about our product and why Granite home loans are different.


SMSF Property Loans

From 4.89%p.a.1   5.47%p.a.  Comparison Rate.

A market leading rate with the following features...

  • 100% offset to transfer funds into and out of your SMSF Cash Management Account
  • Internet Banking
  • Maximum LVR 80%
  • Refinance or Purchase acceptable
  • Residential or Commercial Security Property

1 Rates based on LVR, Type of security and repayment type. QLD now same rate as other states.

Commercial security capped to 75% LVR - GST funding can goto 80%.

Features and Benefits

  • Indicative offers within 48 hours
  • Fixed or variable rates available
  • Loans up to a maximum of $1,500,000
  • No Lenders Mortgage Insurance
  • Available for Purchase or Refinance
  • Park extra cash with 100% Offset available
  • Access to your Offset money when you need it with Free online redraw to your CMA
  • Payment cycle to suit you with Monthly, Fortnightly or Weekly repayments
  • Greater Flexibility with Direct Debit and Direct Credit Facilities
  • No Net Asset or Liquidity test required.


For a full rate and fee indication get in touch with us and we'll put you in contact with your local Granite accredited broker.





Granite Home Loans was created by industry veterans to help professionals buy a home with No Deposit, No LMI and No help from mum or dad. Click below to take the next step.

Granite were with us every step of the way and enabled us to purchase our first (dream) home. We used their 100% loan (no deposit, no LMI) product. Very happy and would recommend them to legal professionals like us who want to buy their first home.

Mitchell K

Contact Us

Level 12/77 Castlereagh St, Sydney NSW 2000

T. 1300 232 999

E. Info@GraniteHomeLoans